Rich Dad, Poor Dad

Karamihan sa mga nabasa kong blog tungkol sa Financial Independence ay nakabase sa librong ito ni Robert Kiyosaki na may pamagat na “Rich Dad, Poor Dad.”

Isa rin ito sa mga unang libro na aking nabasa kaya’t natutunan ko ang kalakaran ng pamumuhunan. Subalit hindi lang ito ang aking naging basehan, kinailangan ko din na isagawa sa tunay na buhay ang mga bagay na aking nabasa ng walang takot na magkamali kaya’t nailalathala ko sa blog na ito ang aking mga natutunan.

Maganda ang nilalaman ng librong ito at di hamak na mas maganda itong basahin kesa sa mga fiction books na wala naming magagawa para sa ikauunlad mo bilang tao.

Ito ang ilan sa mga sipi mula sa libro,

On page 21, "My house is a liability, and if your house is your largest investment, you’re in big trouble."

On page 22, "There is a big difference between being poor and being broke. Broke is temporary, and poor is eternal."

On page 42, "Does teaching mean talking or lecture?"...."That’s how they teach you in school" he said smiling. "But that is not how life teaches you, and I would say that life is the best teacher of all. Most of the time, life does not talk to you. It just sort of pushes you around. Each push is life saying, "Wake up. There’s something I want you to learn."

On page 43, "If you learn this lesson, you will grow into a wise, wealthy and happy young man. If you don’t, you will spend your life blaming a job, low pay or your boss for your problems. You’ll live life hoping for that big break that will solve all your money problem."

On page 44, "You really wanted to win, but the fear of losing was greater than the excitement of winning. Deep inside, you and only you will know you didn’t go for it. You chose to play it safe."

On page 45, "Stop blaming me, thinking I’m the problem. If you think I’m the problem, then you have to change me. If you realize that you’re the problem, then you can change yourself, learn something and grow wiser."

"And that’s exactly what most people do. They quit and go looking for another job, better opportunity, and higher pay, actually thinking that a new job or more pay will solve the problem. In most cases it won’t."

On page 60, "The main cause of poverty or financial struggle is fear and ignorance, not the economy or the government or the rich. It’s the self–inflicted fear and ignorance that keeps the people trapped."

On page 62, "Unfortunately, for many people, school is end, not the beginning."

On page 75, "If people are prepared and flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve problems, I am afraid those people will have a rough–ride."

On page 81, "If you want to be rich, simply spend your life buying assets."

On page 93, "We started to understand why our rich dad told us that schools were designed to produce good employees instead of employers."

On page 104, "Wealth measures how much money YOUR money is making and, therefore, your financial survivability."

On page 105, “The rich buy assets. The poor only have expenses. The middle class buys liabilities THEY THINK are assets."

On page 112, "A problem with school is that you become what you study. So if you study, say, cooking, you become a chef. If you study law, you become an attorney, and a study of auto mechanics makes you a mechanic. The mistake in becoming WHAT YOU STUDY is that too many people FORGET to mind their own business. They spend their lives minding SOMEONE ELSE’S business and making that person rich."

On page 114, "Life is sometimes tough when you do not fit the "standard" profile."

On page 162, "Yet, if you look at the way humans are designed to learn, we learn by making mistakes. We learn to walk by falling down. If we never fell down, we would never walk."

On page 175, "If you’re not a good leader, you’ll get shot in the back, just like they do in business."

On page 176, "JOB is an acronym for "Just OVER broke."

On page 199, "My point is that it’s those doubts and cynicism that keep most people poor and playing it safe. The real world is simply waiting for you to get rich. Only a person’s doubts keep them poor. As I said, getting out of the rat race is technically easy. It doesn’t take much education, but those doubts are CRIPPLERS for most people."

On page 216, "Most people simply buy investments RATHER than first invest IN LEARNING about investing."

On page 218, "There are so many "intelligent" people who argue or defend when a new idea clashes with the way they think. In this case, their so–called intelligence combined with ARROGANCE equals IGNORANCE.

On page 221, "I would say that one of the hardest things about wealth building is to be true to yourself and be willing to not go along with the crowd."

On page 223, "Another side note. In today’s fast–changing world, it’s not so much what you know anymore that counts, because OFTEN what you know is old. It is HOW FAST you learn. That skill is priceless. It’s priceless in finding faster formulas – recipes, if you will, for making dough. WORKING HARD FOR MONEY is an old formula born in the day of CAVE MEN.

On page 229, "I know that sounds tough, but as I said, if you’re not TOUGH INSIDE, the world will ALWAYS PUSH you around anyway."

On page 238, "To be MASTER OF MONEY, you need to be SMARTER than it. Then MONEY WILL DO AS IT IS TOLD. It will obey you. Instead of being slave to it, you will be the master of it. That is financial intelligence."